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VA Loan Funding Fee

Understand the VA funding fee — a one-time payment that helps fund the VA loan program for future veterans.

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Tips

  • The fee ranges from 1.25% to 3.3% depending on your down payment and usage
  • Veterans with a service-connected disability are EXEMPT from the funding fee
  • The fee can be rolled into your mortgage so you don't pay it upfront
  • First-time use with no down payment: 2.15% of the loan amount

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